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		<title>Charlotte Real Estate Today</title>
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		<title>First Time Home Buyer Misconception #2</title>
		<link>http://charlotterealestatetoday.wordpress.com/2009/09/10/first-time-home-buyer-misconception-2/</link>
		<comments>http://charlotterealestatetoday.wordpress.com/2009/09/10/first-time-home-buyer-misconception-2/#comments</comments>
		<pubDate>Thu, 10 Sep 2009 15:50:04 +0000</pubDate>
		<dc:creator>charlotterealestatetoday</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[I Can Find All Poperties For sale on My Own. The internet and real estate ads contain a lot of information. The problem is that often times the information they post is inaccurate. Search engines frequently do not track what is actually for sale vs. under contract or already sold as an example. As your [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=charlotterealestatetoday.wordpress.com&amp;blog=8805932&amp;post=136&amp;subd=charlotterealestatetoday&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><span style="color:#3366ff;">I Can Find All Poperties For sale on My Own.<a href="http://www.madmimi.com/promotions/15003902650689/raw"><img class="alignright size-thumbnail wp-image-137" title="sellers_couple-purchasing-home_2" src="http://charlotterealestatetoday.files.wordpress.com/2009/09/sellers_couple-purchasing-home_2.jpg?w=175&#038;h=124" alt="sellers_couple-purchasing-home_2" width="175" height="124" /></a></span></p>
<p><span style="color:#3366ff;"><span style="color:#000000;">The internet and real estate ads contain a lot of information. The p</span><a href="http://www.madmimi.com/promotions/15003902650689/raw" target="_blank"></a><span style="color:#000000;">roblem is that often times the information they post is inaccurate. Search engines frequently do not track what is actually for sale vs. under contract or already sold as an example.</span></span></p>
<p><span style="color:#3366ff;"><span style="color:#000000;">As your Buyer’s Agent, it is my job to show you ALL available properties no matter which firm they are listed with or even if it’s a For Sale by Owner.</span></span></p>
<p>If you are planning on buying a property this year, contact me in order to set up a consultation.</p>
<p>Kayte Malik &#8211; 704.996.1430</p>
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		<title>First Time Home Buyer Misconception #1</title>
		<link>http://charlotterealestatetoday.wordpress.com/2009/09/03/first-time-home-buyer-misconception-1/</link>
		<comments>http://charlotterealestatetoday.wordpress.com/2009/09/03/first-time-home-buyer-misconception-1/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 13:20:43 +0000</pubDate>
		<dc:creator>charlotterealestatetoday</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://charlotterealestatetoday.wordpress.com/?p=126</guid>
		<description><![CDATA[The agent on the “For Sale” Sign is looking out for YOUR best interest. Do not make the mistake of thinking that the listing agent on the sign will help you when you buy your property. The fact is that Agent works for the seller and has a contract stating it’s their job to get [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=charlotterealestatetoday.wordpress.com&amp;blog=8805932&amp;post=126&amp;subd=charlotterealestatetoday&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><span style="color:#0000ff;"><strong>The agent on the “For Sale” Sign is looking out for YOUR best interest.</strong></span></p>
<p>Do not make the mistake of thinking that the listing agent o<a href="http://www.madmimi.com/promotions/15229202690492/raw"><img class="alignright size-thumbnail wp-image-125" title="real_estate_agent_for_sale_sign_hg_clr_10980" src="http://charlotterealestatetoday.files.wordpress.com/2009/09/real_estate_agent_for_sale_sign_hg_clr_10980.gif?w=122&#038;h=150" alt="real_estate_agent_for_sale_sign_hg_clr_10980" width="122" height="150" /></a>n the sign will help you when you buy your property. The fact is that Agent works for the seller and has a contract stating it’s their job to get the Seller the most amount of money for the property.If you have your own Realtor, (your Buyer’s Agent) they are there to protect your best interests and owe you the following:</p>
<ol>
<li>Representing you and ONLY you during the transaction.</li>
<li>Make sure you pay the least amount of money for the property.</li>
<li>Help you negotiate the best price and terms on your behalf.</li>
<li>Help you with all the contracts, financing, inspections, etc.</li>
</ol>
<p>If you are considering buying a property this year, contact me in order to set up a consultation meeting.</p>
<p><a href="http://www.madmimi.com/promotions/50764"></a></p>
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		<title>You can buy a home for $150,000</title>
		<link>http://charlotterealestatetoday.wordpress.com/2009/08/28/you-can-buy-a-home-for-150000/</link>
		<comments>http://charlotterealestatetoday.wordpress.com/2009/08/28/you-can-buy-a-home-for-150000/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 20:33:02 +0000</pubDate>
		<dc:creator>charlotterealestatetoday</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://charlotterealestatetoday.wordpress.com/?p=111</guid>
		<description><![CDATA[Charlotte, NC is one of 125 metro areas in the United States where starter homes cost $150,000 or less as reported by MSN.com.  Given that it is currently a buyer’s market here in the Greater Charlotte Region  you can get into a $150,000 starter home with less than $2,500 in savings, and have at least [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=charlotterealestatetoday.wordpress.com&amp;blog=8805932&amp;post=111&amp;subd=charlotterealestatetoday&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-full wp-image-116" title="s_monopoly-house" src="http://charlotterealestatetoday.files.wordpress.com/2009/08/s_monopoly-house.jpg?w=455" alt="s_monopoly-house"   />Charlotte, NC is one of 125 metro areas in the United States where starter homes cost $150,000 or less as reported by <em>MSN.com</em>.  Given that it is currently a buyer’s market here in the Greater Charlotte Region  you can get into a $150,000 starter home with less than $2,500 in savings, and have at least average credit.   Your monthly payment would be right around $1,000 a month including taxes and insurance. Not bad especially if you are paying that in rent.</p>
<p>According to National Association of Realtors most first time home buyers can expect to buy a home that is usually priced about 30% below a local market&#8217;s median.  Charlotte’s 2009 first quarter market median was $171,50 that puts the first time home buyer’s sales price  just above $120,000.  Making Charlotte, NC one of the markets where a starter home will cost far less than $150,000.</p>
<p>Charlotte Neighborhoods / Area where you can into a home for under $150K:</p>
<ul>
<li>Country Club</li>
<li>Medford</li>
<li>NODA</li>
<li>Starmount</li>
<li>University Area (North Charlotte)</li>
<li>Villa Heights</li>
</ul>
<p><a href="http://www.charlotterealestatetoday.com?spg=article.php*arid=1004">Click here to search for your new home now.</a></p>
<p>Contact Kayte Malik for more information at <a href="mailto:Kayte@carolinarealtyadvisors.com">Kayte@carolinarealtyadvisors.com</a> or 704.996.1430</p>
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		<title>Living Uptown &#8211; The Day In The Life Of&#8230;</title>
		<link>http://charlotterealestatetoday.wordpress.com/2009/08/21/living-uptown-the-day-in-the-life-of/</link>
		<comments>http://charlotterealestatetoday.wordpress.com/2009/08/21/living-uptown-the-day-in-the-life-of/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 17:01:10 +0000</pubDate>
		<dc:creator>charlotterealestatetoday</dc:creator>
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		<guid isPermaLink="false">http://charlotterealestatetoday.wordpress.com/?p=64</guid>
		<description><![CDATA[Living  in Uptown Charlotte, NC  is always an adventure.  On any given day residents can enjoy a multitude of activities including sporting events, shopping  and Broadway shows.  The city is filled with a cross section of  busy people including bankers, engineers, entrepreneurs, attorneys, real estate professional, students, etc.  Below is an example of what one can expect to encounter as [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=charlotterealestatetoday.wordpress.com&amp;blog=8805932&amp;post=64&amp;subd=charlotterealestatetoday&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Living  in Uptown Charlotte, NC  is always an adventure.  On any given day residents can enjoy a multitude of activities including sporting events, shopping  and Broadway shows.  The city is filled with a cross section of  busy people including bankers, engineers, entrepreneurs, attorneys, real estate professional, students, etc. </p>
<p>Below is an example of what one can expect to encounter as a resident of Uptown Charlotte, NC. </p>
<p><img class="alignleft size-full wp-image-94" title="panther" src="http://charlotterealestatetoday.files.wordpress.com/2009/08/panther1.jpg?w=455" alt="panther"   />6:00 AM &#8211; Morning run/Work out - Pass the <a href="http://www.panthers.com">Panthers&#8217; Practice field and around Bank of America Stadium</a>.  Down Morehead to McDowell where you past the Mecklenburg County Court House and Jail.  Down 6th Street pass <a href="http://www.timewarnercablearena.com/">Time Waner Arena </a>and through the business district.   Or a quick weight training session at the <a href="http://www.ymcacharlotte.org/dowd/dowd_homepage.aspx">Dowd Y</a>.  Then home to get ready for the day.<img class="alignright size-thumbnail wp-image-88" title="trolley" src="http://charlotterealestatetoday.files.wordpress.com/2009/08/trolley.jpg?w=127&#038;h=161" alt="trolley" width="127" height="161" /></p>
<p>8:00 AM &#8211; Jump on the <a href="http://ww.charmeck.org/cats/z/gold/index.html">Goldrush (Free Fare Trolley)</a> or a quick walk to work.  Most residents will enjoy their day in meetings at Bank of America, Duke Energy or Wachovia / Wells Fargo.</p>
<p>9:15 AM &#8211; Coffee break &#8211; my favorite place to grab coffee in the morning is either the Starbucks @ <a href="http://www.gatewayvillage.com/gateway/retail.cfm">Gateway Village</a> or the Caribou in the <a href="http://charlotteoverstreetmall.com/">Overstreet Mall</a>.</p>
<p>12:15 pm &#8211; Out to lunch, grab a quick bite to eat at Dean and Deluca<a href="http://www.foundershall.com/"> </a>or the Just Fresh.   Maybe stop in Belle Ville, in the <a href="http://pavilionatepicentre.com/">Epi Center </a>or <a href="http://www.emersonjoseph.com/home.php">Emerson Joseph</a>, on S. Tyron St. to check out their new arrivals.  Then it is back to work.</p>
<p>3:00 PM &#8211; The occasional email back and forth with friends about evening or weekend plans to pass the time at work.  Oh, do not forget about that conference call.</p>
<p>6ish &#8211; Either home to relax, happy hour, dinner with friends or out to catch a a game or a show. </p>
<p>Happy Hour:<img class="alignright size-full wp-image-104" title="41779261_TradeandTryon" src="http://charlotterealestatetoday.files.wordpress.com/2009/08/41779261_tradeandtryon.jpg?w=455" alt="41779261_TradeandTryon"   /></p>
<ul>
<li>McCormick &amp; Smitcks</li>
<li>The Epi Center</li>
<li>Cedar Street Tavern</li>
</ul>
<p>Dinner:</p>
<ul>
<li>Blue</li>
<li>Capital Grill</li>
<li>Alexander Michael&#8217;s</li>
</ul>
<p>Sports Teams:</p>
<ul>
<li>Bobcats &#8211; Basketball</li>
<li>Checkers &#8211; Hockey</li>
<li>Panthers &#8211; Football</li>
<li>UNCC 49ers &#8211; NCAA Division I Basketball</li>
</ul>
<p>The Arts</p>
<ul>
<li>The Blumenthal Preforming Arts Center</li>
<li>Spirit Square</li>
<li>Oven Auditorium</li>
</ul>
<p>9:30/10:00 PM &#8211; May a little bit more work, some TV or Facebook time.</p>
<p>11:00 PM &#8211; Watch the News and then off to bed to do it all again tomorrow.</p>
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		<title>Like the August temperatures in Charlotte, NC &#8211; Home sales are UP!</title>
		<link>http://charlotterealestatetoday.wordpress.com/2009/08/11/like-the-august-temperatures-in-charlotte-nc-home-sales-are-up/</link>
		<comments>http://charlotterealestatetoday.wordpress.com/2009/08/11/like-the-august-temperatures-in-charlotte-nc-home-sales-are-up/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 17:02:23 +0000</pubDate>
		<dc:creator>charlotterealestatetoday</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Great news for everyone in the city.  An article in the Charlotte Observer today stated that last month the Charlotte, NC real estate market saw its biggest  gain in two years.  In July 2,223 properties where closed in the area.   The rise is attributed to the $8000 first time home buyer tax  credit  and  high inventories that [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=charlotterealestatetoday.wordpress.com&amp;blog=8805932&amp;post=36&amp;subd=charlotterealestatetoday&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p style="text-align:center;"><img class="aligncenter size-medium wp-image-37" title="skyline" src="http://charlotterealestatetoday.files.wordpress.com/2009/08/skyline.jpg?w=463&#038;h=104" alt="skyline" width="463" height="104" /></p>
<p>Great news for everyone in the city.  An article in the Charlotte Observer today stated that last month the <a href="http://www.charlotterealestatetoday.com">Charlotte, NC real estate market</a> saw its biggest  gain in two years.  In July 2,223 properties where closed in the area.   The rise is attributed to the <a href="http://www.charlotterealestatetoday.com?spg=article.php*arid=1012">$8000 first time home buyer tax </a> credit  and  high inventories that include a large number of forecloses.  Deal seekers are making out like bandits and with less the 115 days till the November 30th deadline first time home buyers are stating to take advantage of the market.</p>
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		<title>1st Time Home Buyer $8000 Tax Credit Info</title>
		<link>http://charlotterealestatetoday.wordpress.com/2009/08/08/1st-time-home-buyer-8000-tax-credit/</link>
		<comments>http://charlotterealestatetoday.wordpress.com/2009/08/08/1st-time-home-buyer-8000-tax-credit/#comments</comments>
		<pubDate>Sat, 08 Aug 2009 17:13:42 +0000</pubDate>
		<dc:creator>charlotterealestatetoday</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://charlotterealestatetoday.wordpress.com/?p=19</guid>
		<description><![CDATA[$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ Below are some of the key highlights about the firs time home buyer tax credit: The tax credit is for first-time home buyers only. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase. The [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=charlotterealestatetoday.wordpress.com&amp;blog=8805932&amp;post=19&amp;subd=charlotterealestatetoday&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$</p>
<p>Below are some of the key highlights about the firs time home buyer tax credit:</p>
<ul style="color:#333333;">
<li>The tax credit is for first-time home buyers only. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase.</li>
<li>The tax credit does not have to be repaid.</li>
<li>The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000.</li>
<li>The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009.</li>
<li>Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.</li>
</ul>
<p><span style="color:#333333;">Please contact Kayte Malik @ 704.996.1430 or <a href="mailto:Kayte@CarolinaRealtyAdvisors.com">Kayte@CarolinaRealtyAdvisors.com</a>  for more info.</span></p>
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		<title>Buyer and Sellers Beware!</title>
		<link>http://charlotterealestatetoday.wordpress.com/2009/08/06/buyer-and-sellers-beware/</link>
		<comments>http://charlotterealestatetoday.wordpress.com/2009/08/06/buyer-and-sellers-beware/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 15:35:00 +0000</pubDate>
		<dc:creator>charlotterealestatetoday</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[There are plenty of people that want to buy real estate in Charlotte, but the prices are not right.  As we approach the 4th quarter sellers need to come to the realization, if they want to sell, they are going to need to take an honest look at their pricing strategy and work with their [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=charlotterealestatetoday.wordpress.com&amp;blog=8805932&amp;post=12&amp;subd=charlotterealestatetoday&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-full wp-image-14" title="Don't Pay Too Much!" src="http://charlotterealestatetoday.files.wordpress.com/2009/08/money1.jpg?w=455" alt="Don't Pay Too Much!"   />There are plenty of people that want to buy real estate in Charlotte, but the prices are not right.  As we approach the 4th quarter sellers need to come to the realization, if they want to sell, they are going to need to take an honest look at their pricing strategy and work with their agent to make sure that it is on point with current market trends. </p>
<p>In the past few weeks I have found agents in the area using comps from 2007.  That is crazy.  Charlotte was peaking, of course a home sold for more then.   Buyers and Sellers beware, make sure your agent does a full adjusted competitive analysis on any home you are either buying or selling.   With legitimate comps.  An appraiser will only go back 6 months so make sure that your agent is doing the same.  It would be a disservice to you if your contracted agent does not do this for you.  If they don’t you may end up paying to much for a property or having your home sit on the market for months, maybe even years.</p>
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			<media:title type="html">Don&#039;t Pay Too Much!</media:title>
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		<title>Welcome To Charlotte Real Estate</title>
		<link>http://charlotterealestatetoday.wordpress.com/2009/08/06/welcome-to-charlotte-real-estate/</link>
		<comments>http://charlotterealestatetoday.wordpress.com/2009/08/06/welcome-to-charlotte-real-estate/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 03:01:10 +0000</pubDate>
		<dc:creator>charlotterealestatetoday</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://charlotterealestatetoday.wordpress.com/?p=4</guid>
		<description><![CDATA[What is going on in Charlotte and with real estate today? My goal is to communicate to everyone changes in the real estate market  in Charlotte, NC and through out the country. I am Kayte Malik and an expert when it comes to real estate and business.  As a third generation real estate professional I have experience in many areas [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=charlotterealestatetoday.wordpress.com&amp;blog=8805932&amp;post=4&amp;subd=charlotterealestatetoday&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><span style="color:#000080;">What is going on in Charlotte and with real estate today?</span></p>
<div id="attachment_5" class="wp-caption alignright" style="width: 173px"><a href="http://www.Charlotterealestatetoday.com"><span style="color:#000080;"><img class="size-medium wp-image-5" title="P9130811" src="http://charlotterealestatetoday.files.wordpress.com/2009/08/p9130811.jpg?w=163&#038;h=325" alt="Uptown Charlotte" width="163" height="325" /></span></a><p class="wp-caption-text">Uptown Charlotte</p></div>
<p><span style="color:#000080;">My goal is to communicate to everyone changes in the real estate market  in Charlotte, NC and through out the country.</span></p>
<p><span style="color:#000080;">I am Kayte Malik and an expert when it comes to real estate and business.  As a third generation real estate professional I have experience in many areas that encompass real estate.  With a keen eye for a property’s potential,  aggressive negotiation skills, first-class market analysis and ability to understand myclients’ wants and needs makes me a highly sought-after Realtor / Broker in the Charlotte, NC market.</span></p>
<p><span style="color:#000080;">My goal is to help my clients avoid costly mistakes that are unfortunately inherent with real estate in today’s economy.  Her promise to her clients is honesty, experience, commitment. </span></p>
<p><span style="color:#000080;">When you are ready to buy or sell a home, allow my energy, enthusiasm and experience go to work for you! </span></p>
<p><span style="font-size:large;"><span style="color:#000080;">Kayte Malik</span></span></p>
<p><span style="color:#000080;">Realtor / Broker ~ Carolina Realty Advisors</span></p>
<p><span style="color:#000080;">704.996.1430</span></p>
<p><a href="mailto:Kayte@CarolinaRealtyAdvisors.com"><span style="color:#000080;">Kayte@CarolinaRealtyAdvisors.com</span></a></p>
<p><span style="color:#000080;">201 W. Morehead Suite 200</span></p>
<p><span style="color:#000080;">Charlotte, NC 28202</span></p>
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		<title>Hello world!</title>
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		<pubDate>Thu, 30 Jul 2009 21:45:36 +0000</pubDate>
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